Monday, October 26, 2015

CIGNA PULLS OUT OF FLORIDA

In an undoubtedly industry-changing move, Cigna has announced they are pulling Health plans offered in the state of Florida when the federal Health Insurance Marketplace opens for business on November 1st. They are citing "an exponential increase in fraudulent and abusive" substance abuse treatment practices.

Florida is home to countless drug and alcohol rehab centers and the move will mean that residents of the state will have to choose another insurance provider for their treatment needs - an estimated 30,000 Floridians are currently with the insurance giant. Cigna was known to provide the best in substance abuse insurance. Starting in 2016, they will completely pull out of the state.

“What is certainly going to happen as a result of this is the (addiction treatment) industry is going to get that the payday is going to come to a standstill if they don’t police themselves,” said John Lehman, president of the Florida Association of Recovery Residences. “It’s certainly going to send a pretty loud message that something needs to be done.”

Cigna claims that the largely unregulated South Florida treatment industry has led to a wide range of abuses.

In one scam, for instance, brokers would go out of state to find addicts in need of assistance and arrange to bring them to Florida, sources told The Post. Claiming they were “residents,” they purchased a Florida policy on the exchange.

In some cases, treatment providers and brokers not only guided the addicts through the process but provided them with Florida addresses to prove their residency and paid their deductibles, sources told The Post.

The insurer almost always was Cigna. When the policy kicked in, the addict would be admitted to a treatment center.

But in some cases, no premiums would be paid after that first month, leaving the addict, who might not have known about the deal, the treatment center and Cigna all holding the bag for what could be tens of thousands of dollars in treatment charges.

Some believe Cigna’s explanation for pulling out of Florida’s insurance exchange. This contingent believes Cigna is using accusations of insurance fraud to cover the real reason, which is deflecting blame for their decision not to participate in the Affordable Care Act in Florida.

TAKE THE FIRST STEP

Hemet Valley Recovery Center & Sage Retreat offers a full continuum of care including: Acute Medical Detoxification, Rehabilitation, Residential, Partial Hospitalization and Recovery Residences.

Call Hemet Valley Recovery Center & Sage Retreat 866.273.0868 or visit our website.

Thursday, October 15, 2015

LOVE AND ADDICTION: YOU JUST HAVE TO LET IT GO

Relationships that start off great often lead to despair and tears. Sometimes letting go of someone you love seems like the hardest thing to do. However, holding on to something that isn't working will eventually just make matters worse. When things sour in our relationships, it can catch us by surprise and it can be devastating.

While we are in romantic relationships, we get comfortable with the other person. Being together becomes a second nature, a given. We can't envision being without that person. We create a reality centered on that person and when a future with that person becomes an impossibility, we crumble.

Letting go of someone who changed who you are in a drastic way is extremely difficult. However, holding on to something that no longer can exist, is unhealthy and detrimental to your emotional and psychological health.

But letting go is necessary for you to get better and to move on to living a meaningful and happy life.

What you need to do is realize that it is necessary to let this person go. It may be the hardest thing you have to do, but it is the only thing to do. Acknowledging that it is over is hard, but in the long run, healthy. Staying active, finding new things to do such as hobbies - physical fitness, reading, whatever it may be can help, but it isn't going to replace what you felt for that individual who you thought would be there with you forever.

An important step in letting go of someone you love is to acknowledge the reasons why you had to part ways. This is also difficult. You may dwell on the positive memories, the moments of love and laughter. But what you also need to do is remember the bad times. The lowest times in your relationship. Do not IDEALIZE it. It was NOT perfect.

Another thing to do in coping with loss, is reminding yourself that it is absolutely necessary to let this person go. If you don't make this clear in your mind, you will attempt to get this person back. By this time, you should know and understand that is not going to happen by pushing things. You will just do things you'll regret. It can get very ugly.

When you're ready and can truly let the person go, you need to love yourself. Think of the things you love about yourself - not the person you were in the relationship that has ended, but what you love about yourself and only you.

Then you can move on and love someone else again. You need to let go and know that you need to let go. That'ts the first step. Accept it.

The same applies to addiction. Let it go and work on you. Then you can love again.

TAKE THE FIRST STEP

Hemet Valley Recovery Center & Sage Retreat offers a full continuum of care including: Acute Medical Detoxification, Rehabilitation, Residential, Partial Hospitalization and Recovery Residences.

Call Hemet Valley Recovery Center & Sage Retreat 866.273.0868 or visit our website.